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credit union

Alliant

Chicago, IL · Est. 1935
D
Trust Grade
Below average
Score: 65/100

Alliant is a credit union based in Chicago, Illinois, established in 1935, with $19.7 billion in total assets serving 938,005 members. By Trust Grade it ranks 185th of 188 credit unions we track in Illinois. Its net worth ratio of 9.4% trails most similarly sized credit unions (17th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.59% return on assets. Consumers filed 839 complaints about ALLIANT CREDIT UNION with the CFPB — 42.7 per $1B in assets, a higher rate than 83% of peers.

Total assets
$19.7B
$10B–100B institution
Members
938,005
Shares & deposits
Net worth ratio
9.4%
Bottom 17% of $10B–100B peers · Illinois median 13.7%
Return on assets
0.6%
Bottom 26% of $10B–100B peers · Illinois median 0.62%
Rank in Illinois
#185
of 188 credit unions

How Alliant compares to Illinois peers

Net worth ratio
Bottom 17% of $10B–100B peers
Alliant
9.4%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 26% of $10B–100B peers
Alliant
0.6%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Alliant

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
45.597735399284865/100
Overall
D · 65
  • Well-capitalized (9.4% capital ratio)
  • Profitable (ROA 0.59%)
  • 42.7 complaints per $1B in assets

Consumer complaints (CFPB)

839 complaints filed with the CFPB against ALLIANT CREDIT UNION — 42.7 per $1B in assets.

Total complaints
839
Per $1B assets
42.7
Lower = better
Answered on time
99.9%
Closed with relief
10.6%
Complaints by product
Checking or savings account
234
Credit reporting or other personal consumer reports
178
Credit card
109
Vehicle loan or lease
76
Mortgage
74

Are deposits at Alliant insured?

Yes. Alliant is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Alliant: frequently asked questions

Is Alliant a good credit union?

Alliant earns a Bankzia Trust Grade of D (65/100, "Below average"), based on a financial-strength score of 85/100 and a customer-experience score of 45.597735399284865/100. Well-capitalized (9.4% capital ratio); Profitable (ROA 0.59%).

Is Alliant NCUA-insured?

Yes. Alliant is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Alliant?

Alliant holds $19.7 billion in total assets, ranking 185th of 188 credit unions we track in Illinois. It serves 938,005 members.

How many complaints does Alliant have?

Consumers filed 839 complaints about ALLIANT CREDIT UNION with the CFPB, or 42.7 per $1B in assets. 100% were answered on time. 11% closed with relief to the consumer.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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