St Joe Valley
St Joe Valley is a credit union based in St Maries, Idaho, established in 1959, with $14 million in total assets serving 1,135 members. By Trust Grade it ranks 6th of 26 credit unions we track in Idaho. Its net worth ratio of 11.4% trails most similarly sized credit unions (28th percentile), versus a Idaho median of 10%. It was profitable over the most recent period, with a 1.50% return on assets. No consumer complaints against St Joe Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How St Joe Valley compares to Idaho peers
How we graded St Joe Valley
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.4% capital ratio)
- Strongly profitable (ROA 1.50%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for St Joe Valley over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at St Joe Valley insured?
Yes. St Joe Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
St Joe Valley: frequently asked questions
Is St Joe Valley a good credit union?
St Joe Valley earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Strongly profitable (ROA 1.50%).
Is St Joe Valley NCUA-insured?
Yes. St Joe Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is St Joe Valley?
St Joe Valley holds $14 million in total assets, ranking 6th of 26 credit unions we track in Idaho. It serves 1,135 members.
Does St Joe Valley have CFPB complaints?
No CFPB complaints against St Joe Valley appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
