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credit union

Members Preferred

Idaho Falls, ID · Est. 1968
A
Trust Grade
Excellent
Score: 98/100

Members Preferred is a credit union based in Idaho Falls, Idaho, established in 1968, with $60 million in total assets serving 4,434 members. By Trust Grade it ranks 4th of 26 credit unions we track in Idaho. Its net worth ratio of 21.0% is stronger than 81% of similarly sized credit unions, versus a Idaho median of 10%. It was profitable over the most recent period, with a 2.82% return on assets. No consumer complaints against Members Preferred appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$60.3M
<$100M institution
Members
4,434
Shares & deposits
Net worth ratio
21.0%
Top 19% of <$100M peers · Idaho median 10%
Return on assets
2.8%
Top 2% of <$100M peers · Idaho median 0.62%
Rank in Idaho
#4
of 26 credit unions

How Members Preferred compares to Idaho peers

Net worth ratio
Top 19% of <$100M peers
Members Preferred
21.0%
Idaho median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 2% of <$100M peers
Members Preferred
2.8%
Idaho median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Members Preferred

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (21.0% capital ratio)
  • Strongly profitable (ROA 2.82%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Members Preferred over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Members Preferred insured?

Yes. Members Preferred is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Members Preferred: frequently asked questions

Is Members Preferred a good credit union?

Members Preferred earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (21.0% capital ratio); Strongly profitable (ROA 2.82%).

Is Members Preferred NCUA-insured?

Yes. Members Preferred is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Members Preferred?

Members Preferred holds $60 million in total assets, ranking 4th of 26 credit unions we track in Idaho. It serves 4,434 members.

Does Members Preferred have CFPB complaints?

No CFPB complaints against Members Preferred appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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