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credit union

Simplot

Pocatello, ID · Est. 1955
A
Trust Grade
Excellent
Score: 96/100

Simplot is a credit union based in Pocatello, Idaho, established in 1955, with $59 million in total assets serving 5,482 members. By Trust Grade it ranks 5th of 26 credit unions we track in Idaho. Its net worth ratio of 21.6% is stronger than 82% of similarly sized credit unions, versus a Idaho median of 10%. It was profitable over the most recent period, with a 0.74% return on assets. No consumer complaints against Simplot appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$58.8M
<$100M institution
Members
5,482
Shares & deposits
Net worth ratio
21.6%
Top 18% of <$100M peers · Idaho median 10%
Return on assets
0.7%
Top 43% of <$100M peers · Idaho median 0.62%
Rank in Idaho
#5
of 26 credit unions

How Simplot compares to Idaho peers

Net worth ratio
Top 18% of <$100M peers
Simplot
21.6%
Idaho median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 43% of <$100M peers
Simplot
0.7%
Idaho median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Simplot

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (21.6% capital ratio)
  • Profitable (ROA 0.74%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Simplot over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Simplot insured?

Yes. Simplot is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Simplot: frequently asked questions

Is Simplot a good credit union?

Simplot earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (21.6% capital ratio); Profitable (ROA 0.74%).

Is Simplot NCUA-insured?

Yes. Simplot is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Simplot?

Simplot holds $59 million in total assets, ranking 5th of 26 credit unions we track in Idaho. It serves 5,482 members.

Does Simplot have CFPB complaints?

No CFPB complaints against Simplot appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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