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credit union

Sei

Pocatello, ID · Est. 1935
C
Trust Grade
Average
Score: 76/100

Sei is a credit union based in Pocatello, Idaho, established in 1935, with $34 million in total assets serving 3,138 members. By Trust Grade it ranks 26th of 26 credit unions we track in Idaho. Its net worth ratio of 8.2% trails most similarly sized credit unions (5th percentile), versus a Idaho median of 10%. It posted a loss over the most recent period (-0.03% return on assets), a point to watch. No consumer complaints against Sei appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$33.7M
<$100M institution
Members
3,138
Shares & deposits
Net worth ratio
8.2%
Bottom 5% of <$100M peers · Idaho median 10%
Return on assets
-0.0%
Bottom 20% of <$100M peers · Idaho median 0.62%
Rank in Idaho
#26
of 26 credit unions

How Sei compares to Idaho peers

Net worth ratio
Bottom 5% of <$100M peers
Sei
8.2%
Idaho median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 20% of <$100M peers
Sei
-0.0%
Idaho median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Sei

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
76/100
Customer experience
n/a
Overall
C · 76
  • Well-capitalized (8.2% capital ratio)
  • Unprofitable over the period (ROA -0.03%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Sei over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Sei insured?

Yes. Sei is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Sei: frequently asked questions

Is Sei a good credit union?

Sei earns a Bankzia Trust Grade of C (76/100, "Average"), based on a financial-strength score of 76/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Unprofitable over the period (ROA -0.03%).

Is Sei NCUA-insured?

Yes. Sei is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Sei?

Sei holds $34 million in total assets, ranking 26th of 26 credit unions we track in Idaho. It serves 3,138 members.

Does Sei have CFPB complaints?

No CFPB complaints against Sei appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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