Idaho Central
Idaho Central is a credit union based in Chubbuck, Idaho, established in 1940, with $15.0 billion in total assets serving 788,996 members. By Trust Grade it ranks 23rd of 26 credit unions we track in Idaho. Its net worth ratio of 8.3% trails most similarly sized credit unions (0th percentile), versus a Idaho median of 10%. It was profitable over the most recent period, with a 1.06% return on assets. Consumers filed 77 complaints about IDAHO CENTRAL CREDIT UNION with the CFPB — 5.1 per $1B in assets, a lower rate than 94% of peers.
How Idaho Central compares to Idaho peers
How we graded Idaho Central
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.3% capital ratio)
- Strongly profitable (ROA 1.06%)
- 5.1 complaints per $1B in assets
Consumer complaints (CFPB)
77 complaints filed with the CFPB against IDAHO CENTRAL CREDIT UNION — 5.1 per $1B in assets.
Are deposits at Idaho Central insured?
Yes. Idaho Central is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Idaho Central: frequently asked questions
Is Idaho Central a good credit union?
Idaho Central earns a Bankzia Trust Grade of C (78/100, "Average"), based on a financial-strength score of 84/100 and a customer-experience score of 71.95818181818183/100. Well-capitalized (8.3% capital ratio); Strongly profitable (ROA 1.06%).
Is Idaho Central NCUA-insured?
Yes. Idaho Central is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Idaho Central?
Idaho Central holds $15.0 billion in total assets, ranking 23rd of 26 credit unions we track in Idaho. It serves 788,996 members.
How many complaints does Idaho Central have?
Consumers filed 77 complaints about IDAHO CENTRAL CREDIT UNION with the CFPB, or 5.1 per $1B in assets. 100% were answered on time. 9% closed with relief to the consumer.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
