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credit union

Freedom Northwest

Kamiah, ID · Est. 1963
A
Trust Grade
Excellent
Score: 98/100

Freedom Northwest is a credit union based in Kamiah, Idaho, established in 1963, with $668 million in total assets serving 13,031 members. By Trust Grade it ranks 3rd of 26 credit unions we track in Idaho. Its net worth ratio of 13.2% is stronger than 74% of similarly sized credit unions, versus a Idaho median of 10%. It was profitable over the most recent period, with a 2.42% return on assets. No consumer complaints against Freedom Northwest appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$667.8M
$100M–1B institution
Members
13,031
Shares & deposits
Net worth ratio
13.2%
Top 26% of $100M–1B peers · Idaho median 10%
Return on assets
2.4%
Top 1% of $100M–1B peers · Idaho median 0.62%
Rank in Idaho
#3
of 26 credit unions

How Freedom Northwest compares to Idaho peers

Net worth ratio
Top 26% of $100M–1B peers
Freedom Northwest
13.2%
Idaho median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 1% of $100M–1B peers
Freedom Northwest
2.4%
Idaho median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Freedom Northwest

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.2% capital ratio)
  • Strongly profitable (ROA 2.42%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Freedom Northwest over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Freedom Northwest insured?

Yes. Freedom Northwest is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Freedom Northwest: frequently asked questions

Is Freedom Northwest a good credit union?

Freedom Northwest earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Strongly profitable (ROA 2.42%).

Is Freedom Northwest NCUA-insured?

Yes. Freedom Northwest is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Freedom Northwest?

Freedom Northwest holds $668 million in total assets, ranking 3rd of 26 credit unions we track in Idaho. It serves 13,031 members.

Does Freedom Northwest have CFPB complaints?

No CFPB complaints against Freedom Northwest appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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