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credit union

Trugrocer

Boise, ID · Est. 1965
C
Trust Grade
Average
Score: 78/100

Trugrocer is a credit union based in Boise, Idaho, established in 1965, with $319 million in total assets serving 22,572 members. By Trust Grade it ranks 22nd of 26 credit unions we track in Idaho. Its net worth ratio of 16.2% is stronger than 91% of similarly sized credit unions, versus a Idaho median of 10%. It posted a loss over the most recent period (-1.19% return on assets), a point to watch. No consumer complaints against Trugrocer appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$319.4M
$100M–1B institution
Members
22,572
Shares & deposits
Net worth ratio
16.2%
Top 9% of $100M–1B peers · Idaho median 10%
Return on assets
-1.2%
Bottom 1% of $100M–1B peers · Idaho median 0.62%
Rank in Idaho
#22
of 26 credit unions

How Trugrocer compares to Idaho peers

Net worth ratio
Top 9% of $100M–1B peers
Trugrocer
16.2%
Idaho median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 1% of $100M–1B peers
Trugrocer
-1.2%
Idaho median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Trugrocer

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
78/100
Customer experience
n/a
Overall
C · 78
  • Strongly capitalized (16.2% capital ratio)
  • Unprofitable over the period (ROA -1.19%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Trugrocer over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Trugrocer insured?

Yes. Trugrocer is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Trugrocer: frequently asked questions

Is Trugrocer a good credit union?

Trugrocer earns a Bankzia Trust Grade of C (78/100, "Average"), based on a financial-strength score of 78/100 (it has no CFPB complaints on record). Strongly capitalized (16.2% capital ratio); Unprofitable over the period (ROA -1.19%).

Is Trugrocer NCUA-insured?

Yes. Trugrocer is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Trugrocer?

Trugrocer holds $319 million in total assets, ranking 22nd of 26 credit unions we track in Idaho. It serves 22,572 members.

Does Trugrocer have CFPB complaints?

No CFPB complaints against Trugrocer appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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