Clarity
Clarity is a credit union based in Nampa, Idaho, established in 1948, with $231 million in total assets serving 19,344 members. By Trust Grade it ranks 12th of 26 credit unions we track in Idaho. Its net worth ratio of 10.0% trails most similarly sized credit unions (30th percentile), versus a Idaho median of 10%. It was profitable over the most recent period, with a 0.60% return on assets. No consumer complaints against Clarity appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Clarity compares to Idaho peers
How we graded Clarity
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.0% capital ratio)
- Profitable (ROA 0.60%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Clarity over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Clarity insured?
Yes. Clarity is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Clarity: frequently asked questions
Is Clarity a good credit union?
Clarity earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (10.0% capital ratio); Profitable (ROA 0.60%).
Is Clarity NCUA-insured?
Yes. Clarity is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Clarity?
Clarity holds $231 million in total assets, ranking 12th of 26 credit unions we track in Idaho. It serves 19,344 members.
Does Clarity have CFPB complaints?
No CFPB complaints against Clarity appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
