Capital Educators
Capital Educators is a credit union based in Meridian, Idaho, established in 1936, with $1.4 billion in total assets serving 100,316 members. By Trust Grade it ranks 21st of 26 credit unions we track in Idaho. Its net worth ratio of 8.1% trails most similarly sized credit unions (3th percentile), versus a Idaho median of 10%. It was profitable over the most recent period, with a 0.30% return on assets. No consumer complaints against Capital Educators appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Capital Educators compares to Idaho peers
How we graded Capital Educators
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.1% capital ratio)
- Profitable (ROA 0.30%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Capital Educators over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Capital Educators insured?
Yes. Capital Educators is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Capital Educators: frequently asked questions
Is Capital Educators a good credit union?
Capital Educators earns a Bankzia Trust Grade of C (78/100, "Average"), based on a financial-strength score of 78/100 (it has no CFPB complaints on record). Well-capitalized (8.1% capital ratio); Profitable (ROA 0.30%).
Is Capital Educators NCUA-insured?
Yes. Capital Educators is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Capital Educators?
Capital Educators holds $1.4 billion in total assets, ranking 21st of 26 credit unions we track in Idaho. It serves 100,316 members.
Does Capital Educators have CFPB complaints?
No CFPB complaints against Capital Educators appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
