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credit union

Westmark

Idaho Falls, ID · Est. 1954
C
Trust Grade
Average
Score: 79/100

Westmark is a credit union based in Idaho Falls, Idaho, established in 1954, with $1.6 billion in total assets serving 83,827 members. By Trust Grade it ranks 20th of 26 credit unions we track in Idaho. Its net worth ratio of 8.1% trails most similarly sized credit unions (3th percentile), versus a Idaho median of 10%. It was profitable over the most recent period, with a 0.43% return on assets. No consumer complaints against Westmark appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.6B
$1B–10B institution
Members
83,827
Shares & deposits
Net worth ratio
8.1%
Bottom 3% of $1B–10B peers · Idaho median 10%
Return on assets
0.4%
Bottom 25% of $1B–10B peers · Idaho median 0.62%
Rank in Idaho
#20
of 26 credit unions

How Westmark compares to Idaho peers

Net worth ratio
Bottom 3% of $1B–10B peers
Westmark
8.1%
Idaho median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 25% of $1B–10B peers
Westmark
0.4%
Idaho median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Westmark

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
79/100
Customer experience
n/a
Overall
C · 79
  • Well-capitalized (8.1% capital ratio)
  • Profitable (ROA 0.43%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Westmark over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Westmark insured?

Yes. Westmark is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Westmark: frequently asked questions

Is Westmark a good credit union?

Westmark earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (8.1% capital ratio); Profitable (ROA 0.43%).

Is Westmark NCUA-insured?

Yes. Westmark is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Westmark?

Westmark holds $1.6 billion in total assets, ranking 20th of 26 credit unions we track in Idaho. It serves 83,827 members.

Does Westmark have CFPB complaints?

No CFPB complaints against Westmark appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

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Pioneer
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Freedom Northwest
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Beehive
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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