North Georgia
North Georgia is a credit union based in Toccoa, Georgia, established in 1991, with $116 million in total assets serving 11,638 members. By Trust Grade it ranks 43rd of 72 credit unions we track in Georgia. Its net worth ratio of 11.5% is stronger than 53% of similarly sized credit unions, versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 0.41% return on assets. No consumer complaints against North Georgia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How North Georgia compares to Georgia peers
How we graded North Georgia
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.5% capital ratio)
- Profitable (ROA 0.41%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for North Georgia over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at North Georgia insured?
Yes. North Georgia is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
North Georgia: frequently asked questions
Is North Georgia a good credit union?
North Georgia earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Profitable (ROA 0.41%).
Is North Georgia NCUA-insured?
Yes. North Georgia is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is North Georgia?
North Georgia holds $116 million in total assets, ranking 43rd of 72 credit unions we track in Georgia. It serves 11,638 members.
Does North Georgia have CFPB complaints?
No CFPB complaints against North Georgia appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
