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credit union

Cgr

Macon, GA · Est. 1991
A
Trust Grade
Excellent
Score: 98/100

Cgr is a credit union based in Macon, Georgia, established in 1991, with $119 million in total assets serving 11,245 members. By Trust Grade it ranks 15th of 72 credit unions we track in Georgia. Its net worth ratio of 21.8% is stronger than 98% of similarly sized credit unions, versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 1.85% return on assets. No consumer complaints against Cgr appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$119.5M
$100M–1B institution
Members
11,245
Shares & deposits
Net worth ratio
21.8%
Top 2% of $100M–1B peers · Georgia median 13.3%
Return on assets
1.8%
Top 5% of $100M–1B peers · Georgia median 0.63%
Rank in Georgia
#15
of 72 credit unions

How Cgr compares to Georgia peers

Net worth ratio
Top 2% of $100M–1B peers
Cgr
21.8%
Georgia median
13.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 5% of $100M–1B peers
Cgr
1.8%
Georgia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Cgr

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (21.8% capital ratio)
  • Strongly profitable (ROA 1.85%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cgr over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cgr insured?

Yes. Cgr is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cgr: frequently asked questions

Is Cgr a good credit union?

Cgr earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (21.8% capital ratio); Strongly profitable (ROA 1.85%).

Is Cgr NCUA-insured?

Yes. Cgr is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cgr?

Cgr holds $119 million in total assets, ranking 15th of 72 credit unions we track in Georgia. It serves 11,245 members.

Does Cgr have CFPB complaints?

No CFPB complaints against Cgr appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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