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credit union

Aflac

Columbus, GA · Est. 1964
A
Trust Grade
Excellent
Score: 98/100

Aflac is a credit union based in Columbus, Georgia, established in 1964, with $137 million in total assets serving 9,446 members. By Trust Grade it ranks 6th of 72 credit unions we track in Georgia. Its net worth ratio of 37.1% is stronger than 100% of similarly sized credit unions, versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 2.64% return on assets. No consumer complaints against Aflac appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$137.4M
$100M–1B institution
Members
9,446
Shares & deposits
Net worth ratio
37.1%
Top 0% of $100M–1B peers · Georgia median 13.3%
Return on assets
2.6%
Top 1% of $100M–1B peers · Georgia median 0.63%
Rank in Georgia
#6
of 72 credit unions

How Aflac compares to Georgia peers

Net worth ratio
Top 0% of $100M–1B peers
Aflac
37.1%
Georgia median
13.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 1% of $100M–1B peers
Aflac
2.6%
Georgia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Aflac

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (37.1% capital ratio)
  • Strongly profitable (ROA 2.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Aflac over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Aflac insured?

Yes. Aflac is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Aflac: frequently asked questions

Is Aflac a good credit union?

Aflac earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (37.1% capital ratio); Strongly profitable (ROA 2.64%).

Is Aflac NCUA-insured?

Yes. Aflac is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Aflac?

Aflac holds $137 million in total assets, ranking 6th of 72 credit unions we track in Georgia. It serves 9,446 members.

Does Aflac have CFPB complaints?

No CFPB complaints against Aflac appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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