Skip to main content
credit union

Family First

Hapeville, GA · Est. 1930
A
Trust Grade
Excellent
Score: 93/100

Family First is a credit union based in Hapeville, Georgia, established in 1930, with $134 million in total assets serving 10,400 members. By Trust Grade it ranks 35th of 72 credit unions we track in Georgia. Its net worth ratio of 13.5% is stronger than 77% of similarly sized credit unions, versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 0.40% return on assets. No consumer complaints against Family First appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$133.7M
$100M–1B institution
Members
10,400
Shares & deposits
Net worth ratio
13.5%
Top 23% of $100M–1B peers · Georgia median 13.3%
Return on assets
0.4%
Bottom 29% of $100M–1B peers · Georgia median 0.63%
Rank in Georgia
#35
of 72 credit unions

How Family First compares to Georgia peers

Net worth ratio
Top 23% of $100M–1B peers
Family First
13.5%
Georgia median
13.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 29% of $100M–1B peers
Family First
0.4%
Georgia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Family First

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (13.5% capital ratio)
  • Profitable (ROA 0.40%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Family First over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Family First insured?

Yes. Family First is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Family First: frequently asked questions

Is Family First a good credit union?

Family First earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Profitable (ROA 0.40%).

Is Family First NCUA-insured?

Yes. Family First is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Family First?

Family First holds $134 million in total assets, ranking 35th of 72 credit unions we track in Georgia. It serves 10,400 members.

Does Family First have CFPB complaints?

No CFPB complaints against Family First appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Workmen's Circle Incorporated
credit union · Savannah, GA · $136M assets
Aflac
credit union · Columbus, GA · $137M assets
Cgr
credit union · Macon, GA · $119M assets
North Georgia
credit union · Toccoa, GA · $116M assets
Core
credit union · Statesboro, GA · $151M assets
Go Energy Financial
credit union · Tucker, GA · $153M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →