Suncoast
Suncoast is a credit union based in Tampa, Florida, established in 1978, with $20.5 billion in total assets serving 1,389,633 members. By Trust Grade it ranks 104th of 107 credit unions we track in Florida. Its net worth ratio of 10.0% trails most similarly sized credit unions (48th percentile), versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.76% return on assets. Consumers filed 1,029 complaints about SUNCOAST CREDIT UNION with the CFPB — 50.1 per $1B in assets, a higher rate than 89% of peers.
How Suncoast compares to Florida peers
How we graded Suncoast
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.0% capital ratio)
- Profitable (ROA 0.76%)
- 50.1 complaints per $1B in assets
Consumer complaints (CFPB)
1,029 complaints filed with the CFPB against SUNCOAST CREDIT UNION — 50.1 per $1B in assets.
Are deposits at Suncoast insured?
Yes. Suncoast is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Suncoast: frequently asked questions
Is Suncoast a good credit union?
Suncoast earns a Bankzia Trust Grade of D (66/100, "Below average"), based on a financial-strength score of 89/100 and a customer-experience score of 43.5/100. Well-capitalized (10.0% capital ratio); Profitable (ROA 0.76%).
Is Suncoast NCUA-insured?
Yes. Suncoast is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Suncoast?
Suncoast holds $20.5 billion in total assets, ranking 104th of 107 credit unions we track in Florida. It serves 1,389,633 members.
How many complaints does Suncoast have?
Consumers filed 1,029 complaints about SUNCOAST CREDIT UNION with the CFPB, or 50.1 per $1B in assets. 100% were answered on time. 0% closed with relief to the consumer.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
