Midflorida
Midflorida is a credit union based in Lakeland, Florida, established in 1954, with $9.8 billion in total assets serving 493,840 members. By Trust Grade it ranks 49th of 107 credit unions we track in Florida. Its net worth ratio of 10.3% trails most similarly sized credit unions (39th percentile), versus a Florida median of 11.1%. It was profitable over the most recent period, with a 1.24% return on assets. No consumer complaints against Midflorida appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Midflorida compares to Florida peers
How we graded Midflorida
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.3% capital ratio)
- Strongly profitable (ROA 1.24%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Midflorida over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Midflorida insured?
Yes. Midflorida is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Midflorida: frequently asked questions
Is Midflorida a good credit union?
Midflorida earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Strongly profitable (ROA 1.24%).
Is Midflorida NCUA-insured?
Yes. Midflorida is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Midflorida?
Midflorida holds $9.8 billion in total assets, ranking 49th of 107 credit unions we track in Florida. It serves 493,840 members.
Does Midflorida have CFPB complaints?
No CFPB complaints against Midflorida appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
