Fairwinds
Fairwinds is a credit union based in Orlando, Florida, established in 1949, with $5.3 billion in total assets serving 252,617 members. By Trust Grade it ranks 36th of 107 credit unions we track in Florida. Its net worth ratio of 11.1% is stronger than 58% of similarly sized credit unions, versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.94% return on assets. No consumer complaints against Fairwinds appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Fairwinds compares to Florida peers
How we graded Fairwinds
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.1% capital ratio)
- Profitable (ROA 0.94%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Fairwinds over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Fairwinds insured?
Yes. Fairwinds is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Fairwinds: frequently asked questions
Is Fairwinds a good credit union?
Fairwinds earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Profitable (ROA 0.94%).
Is Fairwinds NCUA-insured?
Yes. Fairwinds is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Fairwinds?
Fairwinds holds $5.3 billion in total assets, ranking 36th of 107 credit unions we track in Florida. It serves 252,617 members.
Does Fairwinds have CFPB complaints?
No CFPB complaints against Fairwinds appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
