Skip to main content
credit union

Achieva Credit Union

Dunedin, FL · Est. 1937
B
Trust Grade
Strong
Score: 89/100

Achieva Credit Union is a credit union based in Dunedin, Florida, established in 1937, with $3.2 billion in total assets serving 218,701 members. By Trust Grade it ranks 67th of 107 credit unions we track in Florida. Its net worth ratio of 10.0% trails most similarly sized credit unions (31th percentile), versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.86% return on assets. No consumer complaints against Achieva Credit Union appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.2B
$1B–10B institution
Members
218,701
Shares & deposits
Net worth ratio
10.0%
Bottom 31% of $1B–10B peers · Florida median 11.1%
Return on assets
0.9%
Top 37% of $1B–10B peers · Florida median 0.53%
Rank in Florida
#67
of 107 credit unions

How Achieva Credit Union compares to Florida peers

Net worth ratio
Bottom 31% of $1B–10B peers
Achieva Credit
10.0%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 37% of $1B–10B peers
Achieva Credit
0.9%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Achieva Credit Union

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (10.0% capital ratio)
  • Profitable (ROA 0.86%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Achieva Credit Union over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Achieva Credit Union insured?

Yes. Achieva Credit Union is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Achieva Credit Union: frequently asked questions

Is Achieva Credit Union a good credit union?

Achieva Credit Union earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (10.0% capital ratio); Profitable (ROA 0.86%).

Is Achieva Credit Union NCUA-insured?

Yes. Achieva Credit Union is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Achieva Credit Union?

Achieva Credit Union holds $3.2 billion in total assets, ranking 67th of 107 credit unions we track in Florida. It serves 218,701 members.

Does Achieva Credit Union have CFPB complaints?

No CFPB complaints against Achieva Credit Union appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Gte
credit union · Tampa, FL · $3.1B assets
Community First Credit Union Of Flo
credit union · Jacksonville, FL · $3.2B assets
Eglin
credit union · Fort Walton Bea, FL · $3.1B assets
Penair
credit union · Pensacola, FL · $2.8B assets
Florida
credit union · Gainesville, FL · $2.7B assets
Addition Financial
credit union · Lake Mary, FL · $3.8B assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →