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Community First Credit Union Of Flo

Jacksonville, FL · Est. 1961
A
Trust Grade
Excellent
Score: 95/100

Community First Credit Union Of Flo is a credit union based in Jacksonville, Florida, established in 1961, with $3.2 billion in total assets serving 191,902 members. By Trust Grade it ranks 23rd of 107 credit unions we track in Florida. Its net worth ratio of 12.1% is stronger than 72% of similarly sized credit unions, versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.68% return on assets. No consumer complaints against Community First Credit Union Of Flo appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.2B
$1B–10B institution
Members
191,902
Shares & deposits
Net worth ratio
12.1%
Top 28% of $1B–10B peers · Florida median 11.1%
Return on assets
0.7%
Bottom 48% of $1B–10B peers · Florida median 0.53%
Rank in Florida
#23
of 107 credit unions

How Community First Credit Union Of Flo compares to Florida peers

Net worth ratio
Top 28% of $1B–10B peers
Community First
12.1%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 48% of $1B–10B peers
Community First
0.7%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Community First Credit Union Of Flo

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (12.1% capital ratio)
  • Profitable (ROA 0.68%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community First Credit Union Of Flo over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Community First Credit Union Of Flo insured?

Yes. Community First Credit Union Of Flo is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community First Credit Union Of Flo: frequently asked questions

Is Community First Credit Union Of Flo a good credit union?

Community First Credit Union Of Flo earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.1% capital ratio); Profitable (ROA 0.68%).

Is Community First Credit Union Of Flo NCUA-insured?

Yes. Community First Credit Union Of Flo is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Community First Credit Union Of Flo?

Community First Credit Union Of Flo holds $3.2 billion in total assets, ranking 23rd of 107 credit unions we track in Florida. It serves 191,902 members.

Does Community First Credit Union Of Flo have CFPB complaints?

No CFPB complaints against Community First Credit Union Of Flo appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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