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credit union

Campus Usa

Gainesville, FL · Est. 1935
A
Trust Grade
Excellent
Score: 98/100

Campus Usa is a credit union based in Gainesville, Florida, established in 1935, with $4.0 billion in total assets serving 162,812 members. By Trust Grade it ranks 8th of 107 credit unions we track in Florida. Its net worth ratio of 12.2% is stronger than 72% of similarly sized credit unions, versus a Florida median of 11.1%. It was profitable over the most recent period, with a 1.20% return on assets. No consumer complaints against Campus Usa appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.0B
$1B–10B institution
Members
162,812
Shares & deposits
Net worth ratio
12.2%
Top 28% of $1B–10B peers · Florida median 11.1%
Return on assets
1.2%
Top 18% of $1B–10B peers · Florida median 0.53%
Rank in Florida
#8
of 107 credit unions

How Campus Usa compares to Florida peers

Net worth ratio
Top 28% of $1B–10B peers
Campus Usa
12.2%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 18% of $1B–10B peers
Campus Usa
1.2%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Campus Usa

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.2% capital ratio)
  • Strongly profitable (ROA 1.20%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Campus Usa over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Campus Usa insured?

Yes. Campus Usa is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Campus Usa: frequently asked questions

Is Campus Usa a good credit union?

Campus Usa earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Strongly profitable (ROA 1.20%).

Is Campus Usa NCUA-insured?

Yes. Campus Usa is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Campus Usa?

Campus Usa holds $4.0 billion in total assets, ranking 8th of 107 credit unions we track in Florida. It serves 162,812 members.

Does Campus Usa have CFPB complaints?

No CFPB complaints against Campus Usa appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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