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credit union

Blue Coast

Perry, FL · Est. 1956
A
Trust Grade
Excellent
Score: 92/100

Blue Coast is a credit union based in Perry, Florida, established in 1956, with $170 million in total assets serving 11,373 members. By Trust Grade it ranks 45th of 107 credit unions we track in Florida. Its net worth ratio of 10.6% trails most similarly sized credit unions (39th percentile), versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.89% return on assets. No consumer complaints against Blue Coast appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$170.2M
$100M–1B institution
Members
11,373
Shares & deposits
Net worth ratio
10.6%
Bottom 39% of $100M–1B peers · Florida median 11.1%
Return on assets
0.9%
Top 36% of $100M–1B peers · Florida median 0.53%
Rank in Florida
#45
of 107 credit unions

How Blue Coast compares to Florida peers

Net worth ratio
Bottom 39% of $100M–1B peers
Blue Coast
10.6%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 36% of $100M–1B peers
Blue Coast
0.9%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Blue Coast

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (10.6% capital ratio)
  • Profitable (ROA 0.89%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Blue Coast over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Blue Coast insured?

Yes. Blue Coast is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Blue Coast: frequently asked questions

Is Blue Coast a good credit union?

Blue Coast earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.6% capital ratio); Profitable (ROA 0.89%).

Is Blue Coast NCUA-insured?

Yes. Blue Coast is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Blue Coast?

Blue Coast holds $170 million in total assets, ranking 45th of 107 credit unions we track in Florida. It serves 11,373 members.

Does Blue Coast have CFPB complaints?

No CFPB complaints against Blue Coast appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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