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credit union

Calhoun Liberty

Blountstown, FL · Est. 1991
A
Trust Grade
Excellent
Score: 95/100

Calhoun Liberty is a credit union based in Blountstown, Florida, established in 1991, with $173 million in total assets serving 9,177 members. By Trust Grade it ranks 26th of 107 credit unions we track in Florida. Its net worth ratio of 11.1% trails most similarly sized credit unions (48th percentile), versus a Florida median of 11.1%. It was profitable over the most recent period, with a 1.00% return on assets. No consumer complaints against Calhoun Liberty appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$172.6M
$100M–1B institution
Members
9,177
Shares & deposits
Net worth ratio
11.1%
Bottom 48% of $100M–1B peers · Florida median 11.1%
Return on assets
1.0%
Top 29% of $100M–1B peers · Florida median 0.53%
Rank in Florida
#26
of 107 credit unions

How Calhoun Liberty compares to Florida peers

Net worth ratio
Bottom 48% of $100M–1B peers
Calhoun Liberty
11.1%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 29% of $100M–1B peers
Calhoun Liberty
1.0%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Calhoun Liberty

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (11.1% capital ratio)
  • Strongly profitable (ROA 1.00%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Calhoun Liberty over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Calhoun Liberty insured?

Yes. Calhoun Liberty is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Calhoun Liberty: frequently asked questions

Is Calhoun Liberty a good credit union?

Calhoun Liberty earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Strongly profitable (ROA 1.00%).

Is Calhoun Liberty NCUA-insured?

Yes. Calhoun Liberty is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Calhoun Liberty?

Calhoun Liberty holds $173 million in total assets, ranking 26th of 107 credit unions we track in Florida. It serves 9,177 members.

Does Calhoun Liberty have CFPB complaints?

No CFPB complaints against Calhoun Liberty appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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