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credit union

Pinellas

Largo, FL · Est. 1956
A
Trust Grade
Excellent
Score: 95/100

Pinellas is a credit union based in Largo, Florida, established in 1956, with $172 million in total assets serving 10,772 members. By Trust Grade it ranks 21st of 107 credit unions we track in Florida. Its net worth ratio of 12.8% is stronger than 69% of similarly sized credit unions, versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.63% return on assets. No consumer complaints against Pinellas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$172.5M
$100M–1B institution
Members
10,772
Shares & deposits
Net worth ratio
12.8%
Top 31% of $100M–1B peers · Florida median 11.1%
Return on assets
0.6%
Bottom 46% of $100M–1B peers · Florida median 0.53%
Rank in Florida
#21
of 107 credit unions

How Pinellas compares to Florida peers

Net worth ratio
Top 31% of $100M–1B peers
Pinellas
12.8%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 46% of $100M–1B peers
Pinellas
0.6%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Pinellas

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (12.8% capital ratio)
  • Profitable (ROA 0.63%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pinellas over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Pinellas insured?

Yes. Pinellas is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pinellas: frequently asked questions

Is Pinellas a good credit union?

Pinellas earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Profitable (ROA 0.63%).

Is Pinellas NCUA-insured?

Yes. Pinellas is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Pinellas?

Pinellas holds $172 million in total assets, ranking 21st of 107 credit unions we track in Florida. It serves 10,772 members.

Does Pinellas have CFPB complaints?

No CFPB complaints against Pinellas appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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