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credit union

Jm Associates

Jacksonville, FL · Est. 1980
B
Trust Grade
Strong
Score: 89/100

Jm Associates is a credit union based in Jacksonville, Florida, established in 1980, with $153 million in total assets serving 8,801 members. By Trust Grade it ranks 66th of 107 credit unions we track in Florida. Its net worth ratio of 14.5% is stronger than 84% of similarly sized credit unions, versus a Florida median of 11.1%. It posted a loss over the most recent period (-0.16% return on assets), a point to watch. No consumer complaints against Jm Associates appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$152.6M
$100M–1B institution
Members
8,801
Shares & deposits
Net worth ratio
14.5%
Top 16% of $100M–1B peers · Florida median 11.1%
Return on assets
-0.2%
Bottom 5% of $100M–1B peers · Florida median 0.53%
Rank in Florida
#66
of 107 credit unions

How Jm Associates compares to Florida peers

Net worth ratio
Top 16% of $100M–1B peers
Jm Associates
14.5%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 5% of $100M–1B peers
Jm Associates
-0.2%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Jm Associates

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Strongly capitalized (14.5% capital ratio)
  • Unprofitable over the period (ROA -0.16%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Jm Associates over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Jm Associates insured?

Yes. Jm Associates is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Jm Associates: frequently asked questions

Is Jm Associates a good credit union?

Jm Associates earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (14.5% capital ratio); Unprofitable over the period (ROA -0.16%).

Is Jm Associates NCUA-insured?

Yes. Jm Associates is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Jm Associates?

Jm Associates holds $153 million in total assets, ranking 66th of 107 credit unions we track in Florida. It serves 8,801 members.

Does Jm Associates have CFPB complaints?

No CFPB complaints against Jm Associates appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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