Tru Fi
Tru Fi is a credit union based in Macclenny, Florida, established in 1967, with $143 million in total assets serving 8,031 members. By Trust Grade it ranks 9th of 107 credit unions we track in Florida. Its net worth ratio of 12.5% is stronger than 66% of similarly sized credit unions, versus a Florida median of 11.1%. It was profitable over the most recent period, with a 1.70% return on assets. No consumer complaints against Tru Fi appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Tru Fi compares to Florida peers
How we graded Tru Fi
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.5% capital ratio)
- Strongly profitable (ROA 1.70%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Tru Fi over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Tru Fi insured?
Yes. Tru Fi is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Tru Fi: frequently asked questions
Is Tru Fi a good credit union?
Tru Fi earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Strongly profitable (ROA 1.70%).
Is Tru Fi NCUA-insured?
Yes. Tru Fi is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Tru Fi?
Tru Fi holds $143 million in total assets, ranking 9th of 107 credit unions we track in Florida. It serves 8,031 members.
Does Tru Fi have CFPB complaints?
No CFPB complaints against Tru Fi appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
