Skip to main content
credit union

Okaloosa County Teachers

Crestview, FL · Est. 1960
B
Trust Grade
Strong
Score: 84/100

Okaloosa County Teachers is a credit union based in Crestview, Florida, established in 1960, with $134 million in total assets serving 9,553 members. By Trust Grade it ranks 87th of 107 credit unions we track in Florida. Its net worth ratio of 9.5% trails most similarly sized credit unions (23th percentile), versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.31% return on assets. No consumer complaints against Okaloosa County Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$133.6M
$100M–1B institution
Members
9,553
Shares & deposits
Net worth ratio
9.5%
Bottom 23% of $100M–1B peers · Florida median 11.1%
Return on assets
0.3%
Bottom 23% of $100M–1B peers · Florida median 0.53%
Rank in Florida
#87
of 107 credit unions

How Okaloosa County Teachers compares to Florida peers

Net worth ratio
Bottom 23% of $100M–1B peers
Okaloosa County
9.5%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 23% of $100M–1B peers
Okaloosa County
0.3%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Okaloosa County Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (9.5% capital ratio)
  • Profitable (ROA 0.31%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Okaloosa County Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Okaloosa County Teachers insured?

Yes. Okaloosa County Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Okaloosa County Teachers: frequently asked questions

Is Okaloosa County Teachers a good credit union?

Okaloosa County Teachers earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (9.5% capital ratio); Profitable (ROA 0.31%).

Is Okaloosa County Teachers NCUA-insured?

Yes. Okaloosa County Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Okaloosa County Teachers?

Okaloosa County Teachers holds $134 million in total assets, ranking 87th of 107 credit unions we track in Florida. It serves 9,553 members.

Does Okaloosa County Teachers have CFPB complaints?

No CFPB complaints against Okaloosa County Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Broward Healthcare
credit union · Fort Lauderdale, FL · $135M assets
Baptist Health South Florida
credit union · Miami, FL · $136M assets
Coastline
credit union · Jacksonville, FL · $137M assets
Sun
credit union · Hollywood, FL · $129M assets
Adventhealth
credit union · Altamonte Sprin, FL · $127M assets
Florida West Coast
credit union · Brandon, FL · $141M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →