River Town
River Town is a credit union based in Fort Smith, Arkansas, established in 1958, with $14 million in total assets serving 2,380 members. By Trust Grade it ranks 43rd of 48 credit unions we track in Arkansas. Its net worth ratio of 15.0% is stronger than 55% of similarly sized credit unions, versus a Arkansas median of 16.2%. It posted a loss over the most recent period (-1.54% return on assets), a point to watch. No consumer complaints against River Town appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How River Town compares to Arkansas peers
How we graded River Town
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.0% capital ratio)
- Unprofitable over the period (ROA -1.54%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for River Town over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at River Town insured?
Yes. River Town is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
River Town: frequently asked questions
Is River Town a good credit union?
River Town earns a Bankzia Trust Grade of C (75/100, "Average"), based on a financial-strength score of 75/100 (it has no CFPB complaints on record). Strongly capitalized (15.0% capital ratio); Unprofitable over the period (ROA -1.54%).
Is River Town NCUA-insured?
Yes. River Town is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is River Town?
River Town holds $14 million in total assets, ranking 43rd of 48 credit unions we track in Arkansas. It serves 2,380 members.
Does River Town have CFPB complaints?
No CFPB complaints against River Town appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
