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credit union

L R F D

Little Rock, AR · Est. 1950
A
Trust Grade
Excellent
Score: 94/100

L R F D is a credit union based in Little Rock, Arkansas, established in 1950, with $17 million in total assets serving 907 members. By Trust Grade it ranks 22nd of 48 credit unions we track in Arkansas. Its net worth ratio of 19.1% is stronger than 75% of similarly sized credit unions, versus a Arkansas median of 16.2%. It was profitable over the most recent period, with a 0.56% return on assets. No consumer complaints against L R F D appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$16.8M
<$100M institution
Members
907
Shares & deposits
Net worth ratio
19.1%
Top 25% of <$100M peers · Arkansas median 16.2%
Return on assets
0.6%
Bottom 47% of <$100M peers · Arkansas median 0.57%
Rank in Arkansas
#22
of 48 credit unions

How L R F D compares to Arkansas peers

Net worth ratio
Top 25% of <$100M peers
L R
19.1%
Arkansas median
16.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 47% of <$100M peers
L R
0.6%
Arkansas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded L R F D

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (19.1% capital ratio)
  • Profitable (ROA 0.56%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for L R F D over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at L R F D insured?

Yes. L R F D is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

L R F D: frequently asked questions

Is L R F D a good credit union?

L R F D earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (19.1% capital ratio); Profitable (ROA 0.56%).

Is L R F D NCUA-insured?

Yes. L R F D is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is L R F D?

L R F D holds $17 million in total assets, ranking 22nd of 48 credit unions we track in Arkansas. It serves 907 members.

Does L R F D have CFPB complaints?

No CFPB complaints against L R F D appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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