White County
White County is a credit union based in Searcy, Arkansas, established in 1958, with $18 million in total assets serving 2,039 members. By Trust Grade it ranks 16th of 48 credit unions we track in Arkansas. Its net worth ratio of 16.8% is stronger than 65% of similarly sized credit unions, versus a Arkansas median of 16.2%. It was profitable over the most recent period, with a 0.80% return on assets. No consumer complaints against White County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How White County compares to Arkansas peers
How we graded White County
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.8% capital ratio)
- Profitable (ROA 0.80%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for White County over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at White County insured?
Yes. White County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
White County: frequently asked questions
Is White County a good credit union?
White County earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (16.8% capital ratio); Profitable (ROA 0.80%).
Is White County NCUA-insured?
Yes. White County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is White County?
White County holds $18 million in total assets, ranking 16th of 48 credit unions we track in Arkansas. It serves 2,039 members.
Does White County have CFPB complaints?
No CFPB complaints against White County appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
