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credit union

Pba

Pine Bluff, AR · Est. 1956
C
Trust Grade
Average
Score: 79/100

Pba is a credit union based in Pine Bluff, Arkansas, established in 1956, with $11 million in total assets serving 967 members. By Trust Grade it ranks 41st of 48 credit unions we track in Arkansas. Its net worth ratio of 30.3% is stronger than 94% of similarly sized credit unions, versus a Arkansas median of 16.2%. It posted a loss over the most recent period (-1.15% return on assets), a point to watch. No consumer complaints against Pba appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$11.0M
<$100M institution
Members
967
Shares & deposits
Net worth ratio
30.3%
Top 6% of <$100M peers · Arkansas median 16.2%
Return on assets
-1.2%
Bottom 7% of <$100M peers · Arkansas median 0.57%
Rank in Arkansas
#41
of 48 credit unions

How Pba compares to Arkansas peers

Net worth ratio
Top 6% of <$100M peers
Pba
30.3%
Arkansas median
16.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 7% of <$100M peers
Pba
-1.2%
Arkansas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Pba

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
79/100
Customer experience
n/a
Overall
C · 79
  • Strongly capitalized (30.3% capital ratio)
  • Unprofitable over the period (ROA -1.15%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pba over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Pba insured?

Yes. Pba is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pba: frequently asked questions

Is Pba a good credit union?

Pba earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Strongly capitalized (30.3% capital ratio); Unprofitable over the period (ROA -1.15%).

Is Pba NCUA-insured?

Yes. Pba is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Pba?

Pba holds $11 million in total assets, ranking 41st of 48 credit unions we track in Arkansas. It serves 967 members.

Does Pba have CFPB complaints?

No CFPB complaints against Pba appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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