The Poca Valley Bank, Inc. is a bank based in Walton, West Virginia, established in 1908, with $643 million in total assets across 8 branches. By Trust Grade it ranks 36th of 41 banks we track in West Virginia. Its capital ratio of 7.0% trails most similarly sized banks (7th percentile), versus a West Virginia median of 10.1%. It was profitable over the most recent period, with a 0.76% return on assets. No consumer complaints against The Poca Valley Bank, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Poca Valley Bank, Inc. compares to West Virginia peers
How we graded The Poca Valley Bank, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.0% capital ratio)
- Profitable (ROA 0.76%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Poca Valley Bank, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 545 Spencer Rd, Clendenin, WV 25045
- 5087 Elk River Rd N, Elkview, WV 25071
- 6420 Sissonville Dr, Sissonville, WV 25320
- Route 62, Main Street, Poca, WV 25159
- 12737 Winfield Rd, Winfield, WV 25213
- 1 Black Walnut Ave, Spencer, WV 25276
- 3800 Maccorkle Ave Se, Charleston, WV 25304
- 7033 Charleston Rd, Walton, WV 25286
Are deposits at The Poca Valley Bank, Inc. insured?
Yes. The Poca Valley Bank, Inc. is an FDIC-insured bank (FDIC certificate #11952). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Poca Valley Bank, Inc.: frequently asked questions
Is The Poca Valley Bank, Inc. a good bank?
The Poca Valley Bank, Inc. earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (7.0% capital ratio); Profitable (ROA 0.76%).
Is The Poca Valley Bank, Inc. FDIC-insured?
Yes. The Poca Valley Bank, Inc. is a FDIC-insured bank (FDIC certificate #11952). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Poca Valley Bank, Inc.?
The Poca Valley Bank, Inc. holds $643 million in total assets, ranking 36th of 41 banks we track in West Virginia. It operates 8 branches.
Does The Poca Valley Bank, Inc. have CFPB complaints?
No CFPB complaints against The Poca Valley Bank, Inc. appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
