Skip to main content
bank

Hancock County Savings Bank, F.S.B.

Chester, WV · Est. 1899 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Hancock County Savings Bank, F.S.B. is a bank based in Chester, West Virginia, established in 1899, with $497 million in total assets across 3 branches. By Trust Grade it ranks 8th of 41 banks we track in West Virginia. Its capital ratio of 18.4% is stronger than 96% of similarly sized banks, versus a West Virginia median of 10.1%. It was profitable over the most recent period, with a 1.05% return on assets. No consumer complaints against Hancock County Savings Bank, F.S.B. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$496.9M
$100M–1B institution
Deposits
$391.1M
Branches
3
Capital ratio
18.4%
Top 4% of $100M–1B peers · West Virginia median 10.1%
Return on assets
1.0%
Bottom 41% of $100M–1B peers · West Virginia median 1.01%
Rank in West Virginia
#8
of 41 banks

How Hancock County Savings Bank, F.S.B. compares to West Virginia peers

Capital ratio
Top 4% of $100M–1B peers
Hancock County
18.4%
West Virginia median
10.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 41% of $100M–1B peers
Hancock County
1.0%
West Virginia median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Hancock County Savings Bank, F.S.B.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (18.4% capital ratio)
  • Strongly profitable (ROA 1.05%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Hancock County Savings Bank, F.S.B. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 375 Three Springs Dr, Weirton, WV 26062
  • 1200 Ridge Ave, New Cumberland, WV 26047
  • 351 Carolina Ave, Chester, WV 26034

Are deposits at Hancock County Savings Bank, F.S.B. insured?

Yes. Hancock County Savings Bank, F.S.B. is an FDIC-insured bank (FDIC certificate #29035). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Hancock County Savings Bank, F.S.B.: frequently asked questions

Is Hancock County Savings Bank, F.S.B. a good bank?

Hancock County Savings Bank, F.S.B. earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.4% capital ratio); Strongly profitable (ROA 1.05%).

Is Hancock County Savings Bank, F.S.B. FDIC-insured?

Yes. Hancock County Savings Bank, F.S.B. is a FDIC-insured bank (FDIC certificate #29035). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Hancock County Savings Bank, F.S.B.?

Hancock County Savings Bank, F.S.B. holds $497 million in total assets, ranking 8th of 41 banks we track in West Virginia. It operates 3 branches.

Does Hancock County Savings Bank, F.S.B. have CFPB complaints?

No CFPB complaints against Hancock County Savings Bank, F.S.B. appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Huntington Federal Savings Bank
bank · Huntington, WV · $539M assets
Freedom Bank, Inc.
bank · Belington, WV · $420M assets
Jefferson Security Bank
bank · Shepherdstown, WV · $578M assets
The Grant County Bank
bank · Petersburg, WV · $397M assets
First Exchange Bank
bank · White Hall, WV · $385M assets
The Bank Of Romney
bank · Romney, WV · $371M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →