Jefferson Security Bank is a bank based in Shepherdstown, West Virginia, established in 1869, with $578 million in total assets across 6 branches. By Trust Grade it ranks 39th of 41 banks we track in West Virginia. Its capital ratio of 6.5% trails most similarly sized banks (4th percentile), versus a West Virginia median of 10.1%. It was profitable over the most recent period, with a 0.83% return on assets. No consumer complaints against Jefferson Security Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Jefferson Security Bank compares to West Virginia peers
How we graded Jefferson Security Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.5% capital ratio)
- Profitable (ROA 0.83%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Jefferson Security Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 873 E Washington St, Charles Town, WV 25414
- 1487 Edwin Miller Blvd, Martinsburg, WV 25404
- 277 Mineral Drive, Inwood, WV 25428
- 7994 Martinsburg Pike, Shepherdstown, WV 25443
- 103 W Main St, Sharpsburg, MD 21782
- 105 E Washington St, Shepherdstown, WV 25443
Are deposits at Jefferson Security Bank insured?
Yes. Jefferson Security Bank is an FDIC-insured bank (FDIC certificate #9997). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Jefferson Security Bank: frequently asked questions
Is Jefferson Security Bank a good bank?
Jefferson Security Bank earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (6.5% capital ratio); Profitable (ROA 0.83%).
Is Jefferson Security Bank FDIC-insured?
Yes. Jefferson Security Bank is a FDIC-insured bank (FDIC certificate #9997). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Jefferson Security Bank?
Jefferson Security Bank holds $578 million in total assets, ranking 39th of 41 banks we track in West Virginia. It operates 6 branches.
Does Jefferson Security Bank have CFPB complaints?
No CFPB complaints against Jefferson Security Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
