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Putnam County Bank

Hurricane, WV · Est. 1901 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Putnam County Bank is a bank based in Hurricane, West Virginia, established in 1901, with $710 million in total assets across 5 branches. By Trust Grade it ranks 2nd of 41 banks we track in West Virginia. Its capital ratio of 11.6% is stronger than 69% of similarly sized banks, versus a West Virginia median of 10.1%. It was profitable over the most recent period, with a 1.04% return on assets. No consumer complaints against Putnam County Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$709.8M
$100M–1B institution
Deposits
$622.8M
Branches
5
Capital ratio
11.6%
Top 31% of $100M–1B peers · West Virginia median 10.1%
Return on assets
1.0%
Bottom 40% of $100M–1B peers · West Virginia median 1.01%
Rank in West Virginia
#2
of 41 banks

How Putnam County Bank compares to West Virginia peers

Capital ratio
Top 31% of $100M–1B peers
Putnam County
11.6%
West Virginia median
10.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 40% of $100M–1B peers
Putnam County
1.0%
West Virginia median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Putnam County Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.6% capital ratio)
  • Strongly profitable (ROA 1.04%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Putnam County Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 101 Hurricane Creek Rd, Hurricane, WV 25526
  • 3945 Teays Valley Rd, Hurricane, WV 25526
  • 300 Hurricane Creek Rd, Hurricane, WV 25526
  • 15635 Us Route 60, Milton, WV 25541
  • 2761 Main St, Hurricane, WV 25526

Are deposits at Putnam County Bank insured?

Yes. Putnam County Bank is an FDIC-insured bank (FDIC certificate #15243). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Putnam County Bank: frequently asked questions

Is Putnam County Bank a good bank?

Putnam County Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Strongly profitable (ROA 1.04%).

Is Putnam County Bank FDIC-insured?

Yes. Putnam County Bank is a FDIC-insured bank (FDIC certificate #15243). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Putnam County Bank?

Putnam County Bank holds $710 million in total assets, ranking 2nd of 41 banks we track in West Virginia. It operates 5 branches.

Does Putnam County Bank have CFPB complaints?

No CFPB complaints against Putnam County Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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