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The Pleasants County Bank

Saint Marys, WV · Est. 1896 · Website ↗
B
Trust Grade
Strong
Score: 89/100

The Pleasants County Bank is a bank based in Saint Marys, West Virginia, established in 1896, with $82 million in total assets across 2 branches. By Trust Grade it ranks 31st of 41 banks we track in West Virginia. Its capital ratio of 8.6% trails most similarly sized banks (15th percentile), versus a West Virginia median of 10.1%. It was profitable over the most recent period, with a 0.53% return on assets. No consumer complaints against The Pleasants County Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$82.2M
<$100M institution
Deposits
$74.3M
Branches
2
Capital ratio
8.6%
Bottom 15% of <$100M peers · West Virginia median 10.1%
Return on assets
0.5%
Bottom 31% of <$100M peers · West Virginia median 1.01%
Rank in West Virginia
#31
of 41 banks

How The Pleasants County Bank compares to West Virginia peers

Capital ratio
Bottom 15% of <$100M peers
The Pleasants
8.6%
West Virginia median
10.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 31% of <$100M peers
The Pleasants
0.5%
West Virginia median
1.0%
Higher ROA = more profitable relative to asset base

How we graded The Pleasants County Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (8.6% capital ratio)
  • Profitable (ROA 0.53%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Pleasants County Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 519 Riverview Dr, Belmont, WV 26134
  • 215 Washington St, Saint Marys, WV 26170

Are deposits at The Pleasants County Bank insured?

Yes. The Pleasants County Bank is an FDIC-insured bank (FDIC certificate #847). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Pleasants County Bank: frequently asked questions

Is The Pleasants County Bank a good bank?

The Pleasants County Bank earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Profitable (ROA 0.53%).

Is The Pleasants County Bank FDIC-insured?

Yes. The Pleasants County Bank is a FDIC-insured bank (FDIC certificate #847). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Pleasants County Bank?

The Pleasants County Bank holds $82 million in total assets, ranking 31st of 41 banks we track in West Virginia. It operates 2 branches.

Does The Pleasants County Bank have CFPB complaints?

No CFPB complaints against The Pleasants County Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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