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The First National Bank Of Peterstown

Peterstown, WV · Est. 1910 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The First National Bank Of Peterstown is a bank based in Peterstown, West Virginia, established in 1910, with $86 million in total assets across 2 branches. By Trust Grade it ranks 12th of 41 banks we track in West Virginia. Its capital ratio of 12.4% is stronger than 54% of similarly sized banks, versus a West Virginia median of 10.1%. It was profitable over the most recent period, with a 1.31% return on assets. No consumer complaints against The First National Bank Of Peterstown appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$86.2M
<$100M institution
Deposits
$75.4M
Branches
2
Capital ratio
12.4%
Top 46% of <$100M peers · West Virginia median 10.1%
Return on assets
1.3%
Top 32% of <$100M peers · West Virginia median 1.01%
Rank in West Virginia
#12
of 41 banks

How The First National Bank Of Peterstown compares to West Virginia peers

Capital ratio
Top 46% of <$100M peers
The First
12.4%
West Virginia median
10.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 32% of <$100M peers
The First
1.3%
West Virginia median
1.0%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of Peterstown

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.4% capital ratio)
  • Strongly profitable (ROA 1.31%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of Peterstown over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 380 Market Street, Peterstown, WV 24963
  • 110 Old Virginia Ave, Narrows, VA 24124

Are deposits at The First National Bank Of Peterstown insured?

Yes. The First National Bank Of Peterstown is an FDIC-insured bank (FDIC certificate #6787). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of Peterstown: frequently asked questions

Is The First National Bank Of Peterstown a good bank?

The First National Bank Of Peterstown earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Strongly profitable (ROA 1.31%).

Is The First National Bank Of Peterstown FDIC-insured?

Yes. The First National Bank Of Peterstown is a FDIC-insured bank (FDIC certificate #6787). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of Peterstown?

The First National Bank Of Peterstown holds $86 million in total assets, ranking 12th of 41 banks we track in West Virginia. It operates 2 branches.

Does The First National Bank Of Peterstown have CFPB complaints?

No CFPB complaints against The First National Bank Of Peterstown appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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