Citizens Bank Of Morgantown, Inc. is a bank based in Morgantown, West Virginia, established in 1979, with $52 million in total assets across 1 branch. By Trust Grade it ranks 15th of 41 banks we track in West Virginia. Its capital ratio of 17.5% is stronger than 80% of similarly sized banks, versus a West Virginia median of 10.1%. It was profitable over the most recent period, with a 0.90% return on assets. No consumer complaints against Citizens Bank Of Morgantown, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens Bank Of Morgantown, Inc. compares to West Virginia peers
How we graded Citizens Bank Of Morgantown, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.5% capital ratio)
- Profitable (ROA 0.90%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens Bank Of Morgantown, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 265 High St, Morgantown, WV 26505
Are deposits at Citizens Bank Of Morgantown, Inc. insured?
Yes. Citizens Bank Of Morgantown, Inc. is an FDIC-insured bank (FDIC certificate #22954). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens Bank Of Morgantown, Inc.: frequently asked questions
Is Citizens Bank Of Morgantown, Inc. a good bank?
Citizens Bank Of Morgantown, Inc. earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (17.5% capital ratio); Profitable (ROA 0.90%).
Is Citizens Bank Of Morgantown, Inc. FDIC-insured?
Yes. Citizens Bank Of Morgantown, Inc. is a FDIC-insured bank (FDIC certificate #22954). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens Bank Of Morgantown, Inc.?
Citizens Bank Of Morgantown, Inc. holds $52 million in total assets, ranking 15th of 41 banks we track in West Virginia. It operates 1 branch.
Does Citizens Bank Of Morgantown, Inc. have CFPB complaints?
No CFPB complaints against Citizens Bank Of Morgantown, Inc. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
