bank

First Federal Savings & Loan Association Of Ravenswood

Q: Is First Federal Savings & Loan Association Of Ravenswood a good bank?

First Federal Savings & Loan Association Of Ravenswood earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Profitable (ROA 0.24%).

Q: Is First Federal Savings & Loan Association Of Ravenswood FDIC-insured?

Yes. First Federal Savings & Loan Association Of Ravenswood is a FDIC-insured bank (FDIC certificate #29490). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

Q: How big is First Federal Savings & Loan Association Of Ravenswood?

First Federal Savings & Loan Association Of Ravenswood holds $27 million in total assets, ranking 27th of 41 banks we track in West Virginia. It operates 1 branch.

Q: Does First Federal Savings & Loan Association Of Ravenswood have CFPB complaints?

No CFPB complaints against First Federal Savings & Loan Association Of Ravenswood appear in our data over the analysis window, which is typical for a bank of this size.

Ravenswood, WV · Est. 1934

Trust Grade

Excellent

Score: 92/100

First Federal Savings & Loan Association Of Ravenswood is a bank based in Ravenswood, West Virginia, established in 1934, with $27 million in total assets across 1 branch. By Trust Grade it ranks 27th of 41 banks we track in West Virginia. Its capital ratio of 10.1% trails most similarly sized banks (31th percentile), versus a West Virginia median of 10.1%. It was profitable over the most recent period, with a 0.24% return on assets. No consumer complaints against First Federal Savings & Loan Association Of Ravenswood appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets

$27.1M

<$100M institution

Deposits

$24.2M

Branches

Capital ratio

10.1%

Bottom 31% of <$100M peers · West Virginia median 10.1%

Return on assets

0.2%

Bottom 20% of <$100M peers · West Virginia median 1.01%

Rank in West Virginia

#27

of 41 banks

How First Federal Savings & Loan Association Of Ravenswood compares to West Virginia peers

Capital ratio

Bottom 31% of <$100M peers

First Federal

10.1%

West Virginia median

10.1%

Higher capital ratio = stronger financial cushion

Return on assets

Bottom 20% of <$100M peers

First Federal

0.2%

West Virginia median

1.0%

Higher ROA = more profitable relative to asset base

How we graded First Federal Savings & Loan Association Of Ravenswood

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength

92/100

Customer experience

n/a

Overall

A · 92

Strongly capitalized (10.1% capital ratio)
Profitable (ROA 0.24%)
No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Federal Savings & Loan Association Of Ravenswood over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

712 Washington St, Ravenswood, WV 26164

Are deposits at First Federal Savings & Loan Association Of Ravenswood insured?

Yes. First Federal Savings & Loan Association Of Ravenswood is an FDIC-insured bank (FDIC certificate #29490). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.