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Baker-Boyer National Bank

Walla Walla, WA · Est. 1869 · Website ↗
B
Trust Grade
Strong
Score: 89/100

Baker-Boyer National Bank is a bank based in Walla Walla, Washington, established in 1869, with $699 million in total assets across 7 branches. By Trust Grade it ranks 21st of 30 banks we track in Washington. Its capital ratio of 8.4% trails most similarly sized banks (20th percentile), versus a Washington median of 10.8%. It was profitable over the most recent period, with a 0.62% return on assets. No consumer complaints against Baker-Boyer National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$698.7M
$100M–1B institution
Deposits
$637.1M
Branches
7
Capital ratio
8.4%
Bottom 20% of $100M–1B peers · Washington median 10.8%
Return on assets
0.6%
Bottom 17% of $100M–1B peers · Washington median 0.96%
Rank in Washington
#21
of 30 banks

How Baker-Boyer National Bank compares to Washington peers

Capital ratio
Bottom 20% of $100M–1B peers
Baker-Boyer National
8.4%
Washington median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 17% of $100M–1B peers
Baker-Boyer National
0.6%
Washington median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Baker-Boyer National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (8.4% capital ratio)
  • Profitable (ROA 0.62%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Baker-Boyer National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 7 W Main St, Walla Walla, WA 99362
  • 1931 Isaacs Ave, Walla Walla, WA 99362
  • 1530 Plaza Way, Walla Walla, WA 99362
  • 1149 N Edison St, Kennewick, WA 99336
  • 1500 Catherine St, Walla Walla, WA 99362
  • 921 Seattle Slew Run, Yakima, WA 98908
  • 7 W Main St, Walla Walla, WA 99362

Are deposits at Baker-Boyer National Bank insured?

Yes. Baker-Boyer National Bank is an FDIC-insured bank (FDIC certificate #2987). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Baker-Boyer National Bank: frequently asked questions

Is Baker-Boyer National Bank a good bank?

Baker-Boyer National Bank earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Profitable (ROA 0.62%).

Is Baker-Boyer National Bank FDIC-insured?

Yes. Baker-Boyer National Bank is a FDIC-insured bank (FDIC certificate #2987). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Baker-Boyer National Bank?

Baker-Boyer National Bank holds $699 million in total assets, ranking 21st of 30 banks we track in Washington. It operates 7 branches.

Does Baker-Boyer National Bank have CFPB complaints?

No CFPB complaints against Baker-Boyer National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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