Commencement Bank is a bank based in Tacoma, Washington, established in 2006, with $697 million in total assets across 6 branches. By Trust Grade it ranks 20th of 30 banks we track in Washington. Its capital ratio of 8.8% trails most similarly sized banks (26th percentile), versus a Washington median of 10.8%. It was profitable over the most recent period, with a 0.96% return on assets. No consumer complaints against Commencement Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Commencement Bank compares to Washington peers
How we graded Commencement Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.8% capital ratio)
- Profitable (ROA 0.96%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Commencement Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 600 Franklin St Se, Olympia, WA 98501
- 1313 Broadway, Suite 400, Tacoma, WA 98402
- 1240 Myrtle Ave, Enumclaw, WA 98022
- 220 15th St Ne, Auburn, WA 98002
- 1313 Broadway, Suite 400, Tacoma, WA 98402
- 7804 Pioneer Way, Gig Harbor, WA 98335
Are deposits at Commencement Bank insured?
Yes. Commencement Bank is an FDIC-insured bank (FDIC certificate #58446). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Commencement Bank: frequently asked questions
Is Commencement Bank a good bank?
Commencement Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Profitable (ROA 0.96%).
Is Commencement Bank FDIC-insured?
Yes. Commencement Bank is a FDIC-insured bank (FDIC certificate #58446). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Commencement Bank?
Commencement Bank holds $697 million in total assets, ranking 20th of 30 banks we track in Washington. It operates 6 branches.
Does Commencement Bank have CFPB complaints?
No CFPB complaints against Commencement Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
