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Mountain Pacific Bank

Everett, WA · Est. 2006 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Mountain Pacific Bank is a bank based in Everett, Washington, established in 2006, with $872 million in total assets across 6 branches. By Trust Grade it ranks 9th of 30 banks we track in Washington. Its capital ratio of 11.4% is stronger than 67% of similarly sized banks, versus a Washington median of 10.8%. It was profitable over the most recent period, with a 1.45% return on assets. No consumer complaints against Mountain Pacific Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$871.5M
$100M–1B institution
Deposits
$686.3M
Branches
6
Capital ratio
11.4%
Top 33% of $100M–1B peers · Washington median 10.8%
Return on assets
1.5%
Top 35% of $100M–1B peers · Washington median 0.96%
Rank in Washington
#9
of 30 banks

How Mountain Pacific Bank compares to Washington peers

Capital ratio
Top 33% of $100M–1B peers
Mountain Pacific
11.4%
Washington median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 35% of $100M–1B peers
Mountain Pacific
1.5%
Washington median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Mountain Pacific Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.4% capital ratio)
  • Strongly profitable (ROA 1.45%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mountain Pacific Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 3732 Broadway, Everett, WA 98201
  • 19705 Highway 99, Lynnwood, WA 98036
  • 110 Cascade Mall Dr, Burlington, WA 98233
  • 2200 Rimland Dr, Bellingham, WA 98226
  • 2200 Rimland Drive, Bellingham, WA 98226
  • 8550 15th Ave Nw, Seattle, WA 98117

Are deposits at Mountain Pacific Bank insured?

Yes. Mountain Pacific Bank is an FDIC-insured bank (FDIC certificate #58341). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mountain Pacific Bank: frequently asked questions

Is Mountain Pacific Bank a good bank?

Mountain Pacific Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Strongly profitable (ROA 1.45%).

Is Mountain Pacific Bank FDIC-insured?

Yes. Mountain Pacific Bank is a FDIC-insured bank (FDIC certificate #58341). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Mountain Pacific Bank?

Mountain Pacific Bank holds $872 million in total assets, ranking 9th of 30 banks we track in Washington. It operates 6 branches.

Does Mountain Pacific Bank have CFPB complaints?

No CFPB complaints against Mountain Pacific Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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