Unibank is a bank based in Lynnwood, Washington, established in 2006, with $402 million in total assets across 4 branches. By Trust Grade it ranks 26th of 30 banks we track in Washington. Its capital ratio of 7.0% trails most similarly sized banks (7th percentile), versus a Washington median of 10.8%. It posted a loss over the most recent period (-0.13% return on assets), a point to watch. No consumer complaints against Unibank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Unibank compares to Washington peers
How we graded Unibank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.0% capital ratio)
- Unprofitable over the period (ROA -0.13%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Unibank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 19315 Highway 99, Lynnwood, WA 98036
- 9104 South Tacoma Way Ste A101, Lakewood, WA 98499
- 31433 Pacific Hwy S, Federal Way, WA 98003
- 3640 Factoria Blvd Se, Bellevue, WA 98006
Are deposits at Unibank insured?
Yes. Unibank is an FDIC-insured bank (FDIC certificate #58407). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Unibank: frequently asked questions
Is Unibank a good bank?
Unibank earns a Bankzia Trust Grade of C (78/100, "Average"), based on a financial-strength score of 78/100 (it has no CFPB complaints on record). Well-capitalized (7.0% capital ratio); Unprofitable over the period (ROA -0.13%).
Is Unibank FDIC-insured?
Yes. Unibank is a FDIC-insured bank (FDIC certificate #58407). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Unibank?
Unibank holds $402 million in total assets, ranking 26th of 30 banks we track in Washington. It operates 4 branches.
Does Unibank have CFPB complaints?
No CFPB complaints against Unibank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
