Skip to main content
bank

Liberty Bank

Poulsbo, WA · Est. 2009 · Website ↗
B
Trust Grade
Strong
Score: 88/100

Liberty Bank is a bank based in Poulsbo, Washington, established in 2009, with $200 million in total assets across 1 branch. By Trust Grade it ranks 22nd of 30 banks we track in Washington. Its capital ratio of 8.8% trails most similarly sized banks (26th percentile), versus a Washington median of 10.8%. It was profitable over the most recent period, with a 0.24% return on assets. No consumer complaints against Liberty Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$199.8M
$100M–1B institution
Deposits
$163.9M
Branches
1
Capital ratio
8.8%
Bottom 26% of $100M–1B peers · Washington median 10.8%
Return on assets
0.2%
Bottom 7% of $100M–1B peers · Washington median 0.96%
Rank in Washington
#22
of 30 banks

How Liberty Bank compares to Washington peers

Capital ratio
Bottom 26% of $100M–1B peers
Liberty Bank
8.8%
Washington median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 7% of $100M–1B peers
Liberty Bank
0.2%
Washington median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Liberty Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (8.8% capital ratio)
  • Profitable (ROA 0.24%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Liberty Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 20150 7th Ave Ne, Poulsbo, WA 98370

Are deposits at Liberty Bank insured?

Yes. Liberty Bank is an FDIC-insured bank (FDIC certificate #58778). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Liberty Bank: frequently asked questions

Is Liberty Bank a good bank?

Liberty Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Profitable (ROA 0.24%).

Is Liberty Bank FDIC-insured?

Yes. Liberty Bank is a FDIC-insured bank (FDIC certificate #58778). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Liberty Bank?

Liberty Bank holds $200 million in total assets, ranking 22nd of 30 banks we track in Washington. It operates 1 branch.

Does Liberty Bank have CFPB complaints?

No CFPB complaints against Liberty Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

State Bank Northwest
bank · Spokane Valley, WA · $223M assets
Riverbank
bank · Spokane, WA · $284M assets
Twin City Bank
bank · Longview, WA · $115M assets
Portage Bank
bank · Bellevue, WA · $114M assets · 1 complaints
Pacific Crest Bank
bank · Lynnwood, WA · $319M assets
Connect Community Bank
bank · Raymond, WA · $74M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →