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Connect Community Bank

Raymond, WA · Est. 1925 · Website ↗
F
Trust Grade
Weak
Score: 44/100

Connect Community Bank is a bank based in Raymond, Washington, established in 1925, with $74 million in total assets across 2 branches. By Trust Grade it ranks 30th of 30 banks we track in Washington. Its capital ratio of 4.0% trails most similarly sized banks (2th percentile), versus a Washington median of 10.8%. It posted a loss over the most recent period (-1.76% return on assets), a point to watch. No consumer complaints against Connect Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$74.0M
<$100M institution
Deposits
$70.7M
Branches
2
Capital ratio
4.0%
Bottom 2% of <$100M peers · Washington median 10.8%
Return on assets
-1.8%
Bottom 5% of <$100M peers · Washington median 0.96%
Rank in Washington
#30
of 30 banks

How Connect Community Bank compares to Washington peers

Capital ratio
Bottom 2% of <$100M peers
Connect Community
4.0%
Washington median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 5% of <$100M peers
Connect Community
-1.8%
Washington median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Connect Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
44/100
Customer experience
n/a
Overall
F · 44
  • Below the well-capitalized threshold (4.0%)
  • Unprofitable over the period (ROA -1.76%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Connect Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 1615 Pacific Ave S, Long Beach, WA 98631
  • 202 Duryea St, Raymond, WA 98577

Are deposits at Connect Community Bank insured?

Yes. Connect Community Bank is an FDIC-insured bank (FDIC certificate #28266). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Connect Community Bank: frequently asked questions

Is Connect Community Bank a good bank?

Connect Community Bank earns a Bankzia Trust Grade of F (44/100, "Weak"), based on a financial-strength score of 44/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (4.0%); Unprofitable over the period (ROA -1.76%).

Is Connect Community Bank FDIC-insured?

Yes. Connect Community Bank is a FDIC-insured bank (FDIC certificate #28266). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Connect Community Bank?

Connect Community Bank holds $74 million in total assets, ranking 30th of 30 banks we track in Washington. It operates 2 branches.

Does Connect Community Bank have CFPB complaints?

No CFPB complaints against Connect Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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