State Bank Northwest is a bank based in Spokane Valley, Washington, established in 1902, with $223 million in total assets across 6 branches. By Trust Grade it ranks 5th of 30 banks we track in Washington. Its capital ratio of 14.3% is stronger than 87% of similarly sized banks, versus a Washington median of 10.8%. It was profitable over the most recent period, with a 2.40% return on assets. No consumer complaints against State Bank Northwest appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How State Bank Northwest compares to Washington peers
How we graded State Bank Northwest
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.3% capital ratio)
- Strongly profitable (ROA 2.40%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for State Bank Northwest over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 12902 E Sprague Ave, Spokane Valley, WA 99216
- 9727 N Nevada St, Spokane, WA 99218
- 301 W California St, Garfield, WA 99130
- 5 W Emma St, Rockford, WA 99030
- 224 N Main St, Colfax, WA 99111
- 305 E Main St, Palouse, WA 99161
Are deposits at State Bank Northwest insured?
Yes. State Bank Northwest is an FDIC-insured bank (FDIC certificate #2945). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
State Bank Northwest: frequently asked questions
Is State Bank Northwest a good bank?
State Bank Northwest earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.3% capital ratio); Strongly profitable (ROA 2.40%).
Is State Bank Northwest FDIC-insured?
Yes. State Bank Northwest is a FDIC-insured bank (FDIC certificate #2945). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is State Bank Northwest?
State Bank Northwest holds $223 million in total assets, ranking 5th of 30 banks we track in Washington. It operates 6 branches.
Does State Bank Northwest have CFPB complaints?
No CFPB complaints against State Bank Northwest appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
