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Washington Trust Bank

Spokane, WA · Est. 1902 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Washington Trust Bank is a bank based in Spokane, Washington, established in 1902, with $10.7 billion in total assets across 45 branches. By Trust Grade it ranks 18th of 30 banks we track in Washington. Its capital ratio of 9.2% trails most similarly sized banks (19th percentile), versus a Washington median of 10.8%. It was profitable over the most recent period, with a 1.22% return on assets. Consumers filed 17 complaints about Washington Trust Bank Financial Corporation with the CFPB — 1.6 per $1B in assets, a lower rate than 77% of peers.

Total assets
$10.7B
$10B–100B institution
Deposits
$8.9B
Branches
45
Capital ratio
9.2%
Bottom 19% of $10B–100B peers · Washington median 10.8%
Return on assets
1.2%
Top 48% of $10B–100B peers · Washington median 0.96%
Rank in Washington
#18
of 30 banks

How Washington Trust Bank compares to Washington peers

Capital ratio
Bottom 19% of $10B–100B peers
Washington Trust
9.2%
Washington median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 48% of $10B–100B peers
Washington Trust
1.2%
Washington median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Washington Trust Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
84.74000000000001/100
Overall
A · 93
  • Strongly capitalized (9.2% capital ratio)
  • Strongly profitable (ROA 1.22%)
  • 1.6 complaints per $1B in assets

Consumer complaints (CFPB)

17 complaints filed with the CFPB against Washington Trust Bank Financial Corporation — 1.6 per $1B in assets.

Total complaints
17
Per $1B assets
1.6
Lower = better

Branch locations (45)

  • 402 S Ash St, Moses Lake, WA 98837
  • 218 E Lakeside Ave, Coeur D Alene, ID 83814
  • 601 W 1st Ave, Spokane, WA 99201
  • 3510 E Sprague Ave, Spokane, WA 99202
  • 3103 S Grand Blvd, Spokane, WA 99203
  • 105 W 8th Ave, Spokane, WA 99204
  • 27 E Indiana Ave, Spokane, WA 99207
  • 903 S Main St, Deer Park, WA 99006
  • 7815 N Division St, Spokane, WA 99208
  • 310 N Argonne Rd, Spokane, WA 99212
  • 1906 W Francis Ave, Spokane, WA 99205
  • 759 S Wenatchee Ave, Wenatchee, WA 98801
  • 2415 E 29th Ave, Spokane, WA 99223
  • 407 N Sullivan Rd, Spokane Valley, WA 99037
  • 523 Valley Mall Pkwy, East Wenatchee, WA 98802
  • 509 Central Ave S, Quincy, WA 98848
  • 261 Basin St Sw, Ephrata, WA 98823
  • 1601 E Seltice Way, Post Falls, ID 83854
  • 8050 N. Government Way, Hayden, ID 83835
  • 1851 N Wenatchee Ave, Wenatchee, WA 98801
  • 601 Union Street, Seattle, WA 98101
  • 3250 W Clearwater Ave, Kennewick, WA 99336
  • 901 W Bannock St, Boise, ID 83702
  • 2200 N Cassia St, Nampa, ID 83651
  • 3251 E Presidential Dr, Meridian, ID 83642
  • 3810 N Maple St, Spokane, WA 99205
  • 1427 N Liberty Lake Rd, Liberty Lake, WA 99019
  • 7309 W State St, Garden City, ID 83714
  • 438 E Hastings Rd, Spokane, WA 99218
  • 10500 Ne 8th St, Bellevue, WA 98004
  • 7802 W Overland Rd, Boise, ID 83709
  • 509 N Fifth Ave, Sandpoint, ID 83864
  • 10609 W State Route 2, Spokane, WA 99224
  • 6010 E Franklin Rd, Nampa, ID 83687
  • 760 Sw 9th Ave, Portland, OR 97205
  • 670 Se Bishop Blvd, Pullman, WA 99163
  • 1518 21st St, Lewiston, ID 83501
  • 222 Troy Rd, Moscow, ID 83843
  • 690 Se Bishop Blvd, Pullman, WA 99163
  • 2437 172nd St Ne, Marysville, WA 98271

Are deposits at Washington Trust Bank insured?

Yes. Washington Trust Bank is an FDIC-insured bank (FDIC certificate #1281). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Washington Trust Bank: frequently asked questions

Is Washington Trust Bank a good bank?

Washington Trust Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 95/100 and a customer-experience score of 84.74000000000001/100. Strongly capitalized (9.2% capital ratio); Strongly profitable (ROA 1.22%).

Is Washington Trust Bank FDIC-insured?

Yes. Washington Trust Bank is a FDIC-insured bank (FDIC certificate #1281). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Washington Trust Bank?

Washington Trust Bank holds $10.7 billion in total assets, ranking 18th of 30 banks we track in Washington. It operates 45 branches.

How many complaints does Washington Trust Bank have?

Consumers filed 17 complaints about Washington Trust Bank Financial Corporation with the CFPB, or 1.6 per $1B in assets.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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