Heritage Bank is a bank based in Olympia, Washington, established in 1927, with $8.5 billion in total assets across 68 branches. By Trust Grade it ranks 4th of 30 banks we track in Washington. Its capital ratio of 13.2% is stronger than 86% of similarly sized banks, versus a Washington median of 10.8%. It was profitable over the most recent period, with a 1.15% return on assets. No consumer complaints against Heritage Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Heritage Bank compares to Washington peers
How we graded Heritage Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.2% capital ratio)
- Strongly profitable (ROA 1.15%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Heritage Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (68)
- 20333 Ballinger Way Ne, Shoreline, WA 98155
- 401 N Main St, Coupeville, WA 98239
- 537 W 2nd Ave, Toppenish, WA 98948
- 1307 E Main, Puyallup, WA 98372
- 927 Commerce Ave, Longview, WA 98632
- 3425 Wheaton Way, Bremerton, WA 98310
- 1700 Village Ln Se, Port Orchard, WA 98366
- 10488 Silverdale Way Nw, Silverdale, WA 98383
- 10140 Ne High School Rd, Bainbridge Island, WA 98110
- 4714 Point Fosdick Dr, Gig Harbor, WA 98335
- 24180 Ne State Route 3, Belfair, WA 98528
- 716 E Front St, Port Angeles, WA 98362
- 8190 Ne State Highway 104, Kingston, WA 98346
- 3324 Bethel Rd Se, Port Orchard, WA 98366
- 19725 7th Ave Ne, Poulsbo, WA 98370
- 450 Sw Bayshore Dr, Oak Harbor, WA 98277
- 165 Mcelroy Dr, Camano Island, WA 98282
- 105 1st St, Langley, WA 98260
- 1800 S Burlington Blvd, Burlington, WA 98233
- 265 York St, Bellingham, WA 98225
- 2202 Commercial Ave, Anacortes, WA 98221
- 5590 Harbor Ave, Freeland, WA 98249
- 2205 S 1st St, Yakima, WA 98903
- 301 W Yakima Ave, Yakima, WA 98902
- 12803 Canyon Rd E, Puyallup, WA 98373
- 19510 58th Ave W, Lynnwood, WA 98036
- 1504 132nd St Se, Mill Creek, WA 98012
- 11832 Mukilteo Speedway, Mukilteo, WA 98275
- 301 E Wallace Kneeland Blvd, Shelton, WA 98584
- 4400 Pacific Ave Se, Lacey, WA 98503
- 850 Trosper Rd Sw, Tumwater, WA 98512
- 900 Cooper Point Rd Sw, Olympia, WA 98502
- 10318 Gravelly Lake Dr Sw, Tacoma, WA 98499
- 909 A St, Tacoma, WA 98402
- 1700 Urban Ave, Mount Vernon, WA 98273
- 415 W James St, Kent, WA 98032
- 2313 E Sims Way, Port Townsend, WA 98368
- 9515 Ne Windsor St, Beaverton, OR 97006
- 201 5th Ave Sw, Olympia, WA 98501
- 1031 State Ave, Marysville, WA 98270
Are deposits at Heritage Bank insured?
Yes. Heritage Bank is an FDIC-insured bank (FDIC certificate #29012). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Heritage Bank: frequently asked questions
Is Heritage Bank a good bank?
Heritage Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Strongly profitable (ROA 1.15%).
Is Heritage Bank FDIC-insured?
Yes. Heritage Bank is a FDIC-insured bank (FDIC certificate #29012). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Heritage Bank?
Heritage Bank holds $8.5 billion in total assets, ranking 4th of 30 banks we track in Washington. It operates 68 branches.
Does Heritage Bank have CFPB complaints?
No CFPB complaints against Heritage Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
