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Coastal Community Bank

Everett, WA · Est. 1997 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Coastal Community Bank is a bank based in Everett, Washington, established in 1997, with $5.7 billion in total assets across 14 branches. By Trust Grade it ranks 15th of 30 banks we track in Washington. Its capital ratio of 9.0% trails most similarly sized banks (23th percentile), versus a Washington median of 10.8%. It was profitable over the most recent period, with a 0.96% return on assets. No consumer complaints against Coastal Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$5.7B
$1B–10B institution
Deposits
$5.1B
Branches
14
Capital ratio
9.0%
Bottom 23% of $1B–10B peers · Washington median 10.8%
Return on assets
1.0%
Bottom 30% of $1B–10B peers · Washington median 0.96%
Rank in Washington
#15
of 30 banks

How Coastal Community Bank compares to Washington peers

Capital ratio
Bottom 23% of $1B–10B peers
Coastal Community
9.0%
Washington median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 30% of $1B–10B peers
Coastal Community
1.0%
Washington median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Coastal Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Well-capitalized (9.0% capital ratio)
  • Profitable (ROA 0.96%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Coastal Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (14)

  • 425 Main St, Sultan, WA 98294
  • 19351 Highway 2, Monroe, WA 98272
  • 9818 State Route 532, Stanwood, WA 98292
  • 818 N Sunrise Blvd, Camano Island, WA 98282
  • 1220 State Route 530 Ne, Darrington, WA 98241
  • 10520 19th Ave Se, Everett, WA 98208
  • 928 Avenue D, Snohomish, WA 98290
  • 16419 Smokey Point Blvd, Arlington, WA 98223
  • 5415 Evergreen Way, Everett, WA 98203
  • 2817 Colby Ave, Everett, WA 98201
  • 319 State Ave, Marysville, WA 98270
  • 17601 140th Ave Ne, Woodinville, WA 98072
  • 123 3rd Ave S, Edmonds, WA 98020
  • 525 N Olympic Ave, Arlington, WA 98223

Are deposits at Coastal Community Bank insured?

Yes. Coastal Community Bank is an FDIC-insured bank (FDIC certificate #34403). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Coastal Community Bank: frequently asked questions

Is Coastal Community Bank a good bank?

Coastal Community Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Profitable (ROA 0.96%).

Is Coastal Community Bank FDIC-insured?

Yes. Coastal Community Bank is a FDIC-insured bank (FDIC certificate #34403). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Coastal Community Bank?

Coastal Community Bank holds $5.7 billion in total assets, ranking 15th of 30 banks we track in Washington. It operates 14 branches.

Does Coastal Community Bank have CFPB complaints?

No CFPB complaints against Coastal Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

1st Security Bank Of Washington
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Peoples Bank
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Cashmere Valley Bank
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First Fed Bank
bank · Port Angeles, WA · $2.1B assets
Timberland Bank
bank · Hoquiam, WA · $2.0B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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