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Timberland Bank

Hoquiam, WA · Est. 1915 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Timberland Bank is a bank based in Hoquiam, Washington, established in 1915, with $2.0 billion in total assets across 24 branches. By Trust Grade it ranks 3rd of 30 banks we track in Washington. Its capital ratio of 13.2% is stronger than 86% of similarly sized banks, versus a Washington median of 10.8%. It was profitable over the most recent period, with a 1.42% return on assets. No consumer complaints against Timberland Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.0B
$1B–10B institution
Deposits
$1.7B
Branches
24
Capital ratio
13.2%
Top 14% of $1B–10B peers · Washington median 10.8%
Return on assets
1.4%
Top 35% of $1B–10B peers · Washington median 0.96%
Rank in Washington
#3
of 30 banks

How Timberland Bank compares to Washington peers

Capital ratio
Top 14% of $1B–10B peers
Timberland Bank
13.2%
Washington median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 35% of $1B–10B peers
Timberland Bank
1.4%
Washington median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Timberland Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.2% capital ratio)
  • Strongly profitable (ROA 1.42%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Timberland Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (24)

  • 313 Waldrip Street, Elma, WA 98541
  • 101 N 2nd St, Toledo, WA 98591
  • 209 Ne 1st St, Winlock, WA 98596
  • 117 N Broadway St, Aberdeen, WA 98520
  • 300 N Boone St, Aberdeen, WA 98520
  • 201 S Main St, Montesano, WA 98563
  • 361 Damon Rd, Ocean Shores, WA 98569
  • 2418 Meridian Ave E, Puyallup, WA 98371
  • 202 Auburn Way S, Auburn, WA 98002
  • 1201 Marvin Rd Ne, Lacey, WA 98516
  • 12814 Meridian E, Puyallup, WA 98373
  • 101 Yelm Ave W, Yelm, WA 98597
  • 2419 224th St E, Spanaway, WA 98387
  • 20464 Viking Ave Nw, Poulsbo, WA 98370
  • 301 Trosper Road Sw, Tumwater, WA 98512
  • 4530 Lacey Blvd Se, Lacey, WA 98503
  • 7805 S Hosmer St, Tacoma, WA 98408
  • 2401 Nw Bucklin Hill Rd, Silverdale, WA 98383
  • 624 Simpson Ave, Hoquiam, WA 98550
  • 423 Washington St Se, Olympia, WA 98501
  • 3105 Judson St, Gig Harbor, WA 98335
  • 714 W Main St, Chehalis, WA 98532
  • 6916 19th St W, University Place, WA 98466
  • 2850 Harrison Avenue Nw 10, Olympia, WA 98502

Are deposits at Timberland Bank insured?

Yes. Timberland Bank is an FDIC-insured bank (FDIC certificate #28453). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Timberland Bank: frequently asked questions

Is Timberland Bank a good bank?

Timberland Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Strongly profitable (ROA 1.42%).

Is Timberland Bank FDIC-insured?

Yes. Timberland Bank is a FDIC-insured bank (FDIC certificate #28453). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Timberland Bank?

Timberland Bank holds $2.0 billion in total assets, ranking 3rd of 30 banks we track in Washington. It operates 24 branches.

Does Timberland Bank have CFPB complaints?

No CFPB complaints against Timberland Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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